BL Format Checker

It has never been easier to check payment files conveniently and reliably

Not only for your employees but also for your customers.

That gives your customers security for electronic payments and takes the pressure off your support from the very start.

Reliability only with complete checks

The devil is often in the detail. This applies in particular to files for electronic payments. Even a single wrong character may result in the file being rejected.

Above all the current SEPA formats have a big advantage over file formats that have become unfashionable: their structure can be very easily checked with the aid of XML schema files.

But in addition to these requirements for the structure the format standards are also comprised of further check rules. These usually exist as rather long descriptions in classical prose and must be complied with when creating the file.

Many software companies make their work easy here and ignore the additional checking rules.

Banking servers do not do this. Therefore there is only one type of reliable check for payment files — the complete one.

Securely validate SEPA and other standard formats

It goes without saying that the software can handle all XML formats for payments via SEPA according to the Deutsche Kreditwirtschaft requirements. It also includes the formats for foreign payments and MT101 and MT103 SWIFT payments.

The check log contains all notifications including the row and column number, in addition to information on the file format and an overall check status.

The standard checks include the formats

  • SEPA XML formats as per specifications of "The German Banking Industry Committee" for all versions since version 2.3: CDC, CCC, CCM, CCT, CDM, CDD, CD1, C1C, C2C, CDB, CCU, CIP
  • SCT INST real-time payments, CIP
  • Foreign payments according to ISO 20022, AXZ
  • Container payments since DK SEPA version 3.6, CCC
  • DTAZV international payments in diskette format, AZV
  • SWIFT-MT101, RFT
  • SWIFT-MT103 (Single Customer Credit Transfer)

Checks for SRZ, clearing, ISO-XML and proprietary formats

With the optional additional modules for service data centres, clearing or the international SEPA formats under ISO 20022, the program covers these special areas.

Using a plug-in mechanism, any other format checks can also be integrated.

  • SCC formats, CK7, CK8, CX7, CX8
  • Clearing with EBA CLEARING and Deutsche Bundesbank, SCT/ICF, SDD/IDF, SFG-Container
  • ISO-XML CGI/ISO 20022 formats

Full flexibility for each use case on all systems

The program also supports, in addition to operation via the graphical user interface, integration into your business processes for automated checking. The program is also available as a modern web application.

The program can be integrated in any system environment independently of its use type. For operation on Windows, Linux and macOS, only a Java run-time environment is required.

BL Format Checker for you and your customers

We offer the desktop version via group licence and the Web application for you and your customers via a universal licence.

The web application for your employees and customers can be operated both in-house and in our Web-Space

See for yourself! We are happy to provide a free demo version.

You can reach us by phone on +49 2103 33993-30 or by email at .

We are happy to advise you!