All products

Products for electronic payments per EBICS from Business-Logics

Our product portfolio offers modern software solutions for companies, banks, service providers and manufacturers:

Standard EBICS clients, EBICS servers, mobile apps, software for automated payment processes, programming interfaces, SEPA tools as well as test systems and format validators.

Standard EBICS clients

Classical desktop programs for PC and Mac

BL Banking

Desktop EBICS client for recording pay­ments, EDS and file exc­hange

  • Payment recording and import
  • Electronic Distributed Signature
  • Recipient management
  • Multi-bank enabled
  • Multiple languages available
  • Support for Windows, Linux and macOS
BL Banking EDS

Desktop EBICS client for Electronic Distributed Signatures and account statements

  • Electronic Distributed Signatures (EDS)
  • Collecting and displaying statements
  • Multi-bank enabled
  • Multiple languages available
  • Support for Windows, Linux and macOS
BL Banking/FR

The modern EBICS client for France according to the CFONB standards

  • Payment recording and import
  • Support for EBICS profile T and TS, incl. certificates
  • Multi-bank enabled
  • Multiple languages available
  • Support for Windows, Linux and macOS
BL Bundesbank Client

Desktop EBICS client for payments with Deutsche Bundesbank using EBICS

  • Especially adapted to the requirements of non-banks (e.g. public authorities)
  • Process as per Bundesbank specification for mass electronic payments (EMZ) and the company bank process (HBV)
  • Intuitive operating concept
  • Including installation wizard and automatic updates
  • Support for all modern operating systems
BL Bundesbank Client plus

The extended version of the BL Bundesbank Client to use EBICS with all German banks

  • Complete functional scope for communication with the Deutsche Bundesbank
  • Also handles the functionality of BL Banking for EBICS using the Deutsche Kreditwirtschaft standard
  • Including installation wizard and automatic updates
  • Support for all current operating systems

EBICS portal solutions

Modern web application for credit institutes as well as for medium-sized and large companies

BL Portal

The EBICS bank portal as online application for connecting corporate customers

  • One central installation for all customers
  • Direct customer access via browser with full EBICS functionality
  • Quick availability for users
  • User interface available in English, French, German, Portuguese and Spanish
  • Multi-bank and multi-client capable
BL Banking Web

Central web application in enterprsises for payments via EBICS

  • Access for any number of users via web application
  • Location-independent use from PC, tablet or smartphone
  • Language can be changed by each user separately: English, French, German, Portuguese and Spanish
  • Central installation and data storage
  • Automated retrieval of files with fetch schedules
  • Multi-banking capable

EBICS server systems

The reliable server systems for customer connection via EBICS and interbank clearing

BL Banking Server

The secure platform for electronic banking with corporate customers

  • Implementation of all EBICS versions
  • Support for all modern operating systems and databases
  • Secure, stable and extremely high performance
  • Can be integrated into any environment
  • Multi-bank enabled
BL Real-Time Server

The real-time server system for Instant Payment and SEPA Request-To-Pay per EBA CLEARING

  • implements the SCT Inst and SRTP Standard of the EPC
  • Real-time processing with well-tried EBICS engine
  • complete integration of the reliable BL EBICS client
  • Back end connection via standard implementations or customer specific
BL Clearing Server

The clearing platform for inter-bank communication with EBA CLEARING and Deutsche Bundesbank

  • Designed for maximum performance, stability and security
  • Customised to the established clearing processes and special order types
  • EBICS transmission function for active connection with other banks
  • Client-enabled

Auto­mated pay­ments

Client and server products for fully automated payment processes

BL Transfer System

Server system for fully auto­mat­ed pay­ments

  • Multi-bank enabled
  • Completely supports automation, including electronic signatures
  • Checks the bank’s processing by analysing bank protocols
  • Possibility of local Electronic Distributed Signatures (EDS/VEU) in the company
  • Support of all EBICS versions
  • Link to ERP systems (optional)
BL Transfer Tool

Program for file exchange with all EBICS banks

  • Multi-bank enabled
  • Integration in any system environment by call-up via cron job, script, other programs or included service software
  • Runs under Windows, Linux and macOS
  • Support of all EBICS versions
  • Including additional tools, e.g. CSV-SEPA conversion
BL e-Statement

Program for collecting statements using EBICS

  • Multi-bank enabled
  • Can be used to retrieve account statements, but also any other file type
  • Integration in any system environment by call-up via cron job, script, other programs or included service software
  • Support of all EBICS versions
  • Runs under Windows, Linux and macOS


Mobile EBICS applications for smartphone and tablet

BL Banking for iOS

The app for EBICS on the move on iPhone and iPad

BL Banking for Android

The EBICS app for Android smartphones and tablets

SEPA tools

Useful programs for correctly handling SEPA payment files

BL CSV-SEPA Converter

Generates SEPA credits and direct debit files from CSV or Excel data sources

  • Output formats according to DK, ISO and Swiss format specifications
  • Runs on all modern operating systems
  • Simple set-up and integration in corporate processes
BL SEPA Container Tool

Create container files from SEPA customer orders for service data centres

  • The import formats are all valid SEPA credits and direct debits
  • Including hash value calculation
  • Can be integrated as a command line program in any system environment
  • Simple set-up and use
BL SEPA Optimizer

Checks and corrects SEPA files according to the Deutsche Kreditwirtschaft standard

  • Automatic IBAN correction
  • Correction of due date and execution date
  • Calculation and correction of the control totals

Check programs and test systems

Software for production assurance and validating payment files

BL Format Checker

The check program for all common payment files

  • Checking file structure and content as per official specifications
  • Inclusive standard validation modules for SEPA, DTAZV and SWIFT-MT
  • Other check modules available, e.g. ISO-XML/CGI, SEPA Card Clearing (SCC) and proprietary formats
  • Use as desktop program, web application or integration in auto­mated test pro­cesses
BL Test Data Generator

creation of SEPA files for reliable test processes

  • Generates SEPA files according to the current standard
  • Supports custom data sources for realistic tests
  • Free definition of templates for repeatable executions
  • Possibility to create invalid SEPA files
  • Seamless integration into internal testing procedures and environments
  • Available in English and German for all common operating systems
BL Test System

The test system for banking servers and EBICS servers as the solution for permanent function tests and monitoring

  • Behaves like a standard EBICS client to the server to be tested
  • Support of all EBICS versions
  • Implements the SCT Inst scheme for real-time transfers
  • Pre-configured standard tests
  • Reporting via email/SMS
  • Support for all common operating systems
BL Load Test System

Performance tests demand freely scalable loads as well as appropriate test cases. The BL Load Test System can do both!

  • Simulation of standard EBICS clients
  • Supports the full EBICS specification for all countries and SCT Inst for real-time transfers
  • Generator of load data for mass tests
  • Freely configurable load generation, even with traditional PCs
  • Support for all common operating systems
BL Real-Time Test System

Real-Time banking systems for EBICS must not only be fast, but also reliable. The BL Real-Time Test System checks the overall function and performance of the banking systems involved.

  • Definition of test cases for real-time transmissions according to SCT Inst standard
  • Active component for freely scalable EBICS load
  • Function tests via passive component
  • Complete test scenarios by simulation of the RT1 system of EBA CLEARING
  • Support for all common operating systems

Software components / converters

Professional software components and file converters


The universal interface for all EBICS clients on all platforms

  • Support of all EBICS versions
  • Available for Java, C/C++ and C# and as an Objective C implementation for iOS and Java for Android
  • Complete functional scope, including key management, security, file transfer and EDS
  • Easily integrated into client and server products as an intuitive API

Standard FTAM implementation including initiator (client) and responder (server)

  • The well-tried components for electronic data exchange with German customs using ATLAS*
  • Simple installation
  • Integration of FTAM initiator and responder in own application possible
  • Checked compatibility
  • Available for Windows and Linux

* ATLAS is a registered trademark of ATLAS Transport GmbH in Düsseldorf.

BL CAMT-DTI Converter

Converts batched transaction files from the camt.054 format to DTI files

  • Translation of the zipped XML format camt.054 to the DTAUS0 format for DTI
  • As far as possible mapping of CAMT encodings in DTI equivalents
  • Inclusion of additional information in the intended purpose
  • Platform-independent implementation for any system environment
BL Format Converter

The ultimate toolbox for payment files and Bundesbank formats

  • PDF generation for notifications (M3, M6, M7, M8 and M9 notifications), CAMT formats (camt.052, camt.053 and camt.054) and MT940 statements
  • File creation for the company bank process (HBV) and electronic mass payments (EMZ)
  • Including ASCII/EBCDIC conversion
  • Conversion of Bundesbank files (e.g. YG1, YCL, YGB, QE1) into DTAUS formats
BL Format Parser

Our high-performance parser to read and write all common payment formats

  • Support for SEPA, SWIFT (e.g. MT101, MT94x) and other formats (e.g. DTAZV, PTK)
  • Easy integration and use
  • Available as a platform-independent implementation for Windows, Linux and macOS