Change of the basic formats to ISO standard 2019
The SEPA standard of The German Banking Industry Committee (DK) is defined in appendix 3 of the DFÜ agreement together with the respective schema versions (TVS). As of November 19, 2023, the specification in version 3.7 applies to payments for corporate banking in Germany.
The current formats for credit transfers, direct debits as well as payment status reports are now based on the ISO 20022 standard of version 2019 and thus differ significantly from the previous versions.
While the schemas
pain.002.001.03 from ISO version 2009 were used as a basis for the DK 3.6 formats, they are now
Testing needs for new SEPA formats
In particular, the adjustment to the basic format represents a major change for many software systems. Before the change to the new formats can take place, the correct generation of the payment files must be ensured.
The current version of the BL Format Checker is available specifically for this scenario. The software validates payment files both according to the corresponding schema (XSD) and with regard to the verification rules defined in appendix 3 of the DFÜ agreement.
Further information as well as the program itself can be obtained directly from the sales department of the manufacturer Business-Logics.
EBICS software for format version 3.7
In addition to the BL Format Checker, various other standard products of the Hilden-based software house for electronic payments already support the current SEPA version, including:
- the EBICS clients of the BL Banking family
- the web applications BL Portal and BL Banking Web
- the EBICS server BL Banking Server, BL Clearing Server and BL Real-Time Server
- the BL Test System including Test Data Generator
If you are interested, Business-Logics sales will be happy to provide you with information about all products.